Tuesday, August 13, 2013

What's really behind ObamaCare delays?

Democrats are planning on using the Affordable Care Act (ObamaCare) to help them win the 2014 mid-term elections, as if it's something to be proud of. But if it's so great, then why does the Obama administration feel it's necessary to delay so many key parts of its implementation until after the elections? Simple. Because it knows if this disastrous monstrosity is in full effect before the elections, Democrats have much less chance of victory at the polls.

While some parts of ObamaCare are already in effect (e.g. higher taxes on medical devices, the costs of which are passed down to consumers), the vast majority of it was scheduled to go into full effect in January 2014. But with the November elections in mind, the first key provision of ObamaCare - drastic cuts to Medicare - is being delayed until after the elections.

This way, unsuspecting senior citizens at the voting polls in November 2014 will still have no idea how their access to healthcare is about to be severely blocked. To Democrats, what's a few million senior citizens without lifesaving medical treatment? It's not their lives that are priceless. It's their votes.

The next provision delayed until after the elections is the employer mandate that requires job creators with 50 or more employees to provide health insurance to all workers. It's a magnificent expense that many small business simply cannot afford. To get around this, many small businesses say they will have to let workers go or simply stop hiring.

This hurts both job seekers and the employers who would probably rather invest in and expand their business -- and jobs -- but cannot afford to do so under the strangling costs of ObamaCare. But delaying this requirement until after November 2014 buys Democrats more time to hide the disastrous impact that ObamaCare will have. Fewer disgruntled people means more votes for Democrats, and they know it.

Next came the announcement that the administration would delay enforcement of a number of key eligibility requirements for the law’s health insurance subsidies, relying on the “honor system” instead. This way anyone can just say they cannot afford insurance on their own and be eligible for help from the government without having to prove they're in need of help. How great is that? Who wouldn't vote for such a government come November 2014?

Finally, now we have just been told that another highly expensive provision of ObamaCare will be delayed until after the elections: its caps on out-of-pocket insurance costs, such as co-pays and deductibles.

Section 2707(b) of the Public Health Service Act, as added by Obamacare, requires that “a group health plan and a health insurance issuer offering group or individual health insurance coverage may not establish lifetime limits on the dollar value of benefits for the any participant or beneficiary.” Annual limits on cost-sharing are specified by Section 1302(c) of the Affordable Care Act; in addition, starting in 2014, deductibles are limited to $2,000 per year for individual plans, and $4,000 per year for family plans.

Sure that sounds great, right? But how do you think the insurance companies will pay for these limitless benefits? Through massive increases in our premiums, of course.

Denial of these facts does not make them any less true. Whether we get hit with ObamaCare's ugly truths before or after the November elections, it is still something the vast majority of us will be affected by. And even if you support ObamaCare for now, ask yourself honestly - if there's nothing to hide, why is the left doing everything it can to delay ObamaCare until after the elections?



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